Rates + Insurance

  • Consultation

    We encourage potential clients to schedule a 10 minute courtesy call at no charge. Dr. Carlson will briefly talk with you about your concerns, goals, and if therapy is right for you.

    To schedule your courtesy call please visit our Connect with Us page.

  • Our Rates

    Initial Diagnostic Assessment* / 60-90 minutes / $250

    *If seeking couples/relationship counseling, each member must complete an individual initial diagnostic assessment.

    Therapy rates for Dr. Tracy Carlson

    Individual Therapy Session / 50-55 minutes / $165

    Couples Therapy Session / 50-55 minutes / $190

    Therapy rates for Laurie Bonura, LMSW, MEd

    Individual Therapy Session / 50-55 minutes / $125

    Couples Therapy Session / 50-55 minutes / $180

  • Accepted Payment Methods

    We accept all major credit cards (including HSA debit cards). Unless different arrangements have been made prior to your appointment, payment is due at the beginning of each session. A credit card authorization form will be kept securely on file along with the terms and conditions for your specified services.

  • Insurance Coverage

    We are not currently paneled with any insurance payers and is considered an out-of-network provider for all insurance companies. This means that at the beginning of each session, you will be responsible to provide payment in full. A receipt will be emailed to you and you can submit this to your insurance company for out-of-network reimbursement.

    Below we have provided helpful info on how to check your out-of-network coverage and possible out-of-network benefits.

CONNECT WITH US

How to check your out-of-network coverage and possible out-of-network benefits.

 

  • Plan for 15-30 minutes of your time available to call your insurance company

  • Make sure to have this information ready before your call:

    • Insurance card

    • Name, date of birth, address, phone number, or possibly social security number of the cardholder or person for whom the services are for

    • Pen and paper/notepad

  • Questions to ask:

    • Are there out-of-network benefits for this policy?

    • Do I have a mental or behavioral health policy with out-of-network benefits?

    • What are the requirements to use out-of-network benefits?

    • Is prior authorization required?

    • Is a referral required from my primary care physician?

    • Do I have an out-of-network deductible?

      • If yes:

        • What is my out-of-network deductible?

        • How much of my out-of-network deductible has been met?

        • What is the start date of the calendar year my out-of-network policy is based on?

    • Ask the representative if your policy covers the following services/CPT codes:

      • 90791 (Diagnostic Interview: 75-90 minutes)

      • 90837 (Individual psychotherapy, between 53-60 minutes)

      • 90834 (Individual psychotherapy, between 45-52 minutes)

      • 90847 (Family psychotherapy with client present)

      • 90846 (Family psychotherapy without client present)

      • 90853 (Group psychotherapy)

    • Ask how much the insurance company’s “usual and customary fee” is and what percentage they cover for each CPT code

  • Learn more about mental health parity laws here: https://www.apa.org/topics/managed-care-insurance/parity-law-resources